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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,632 | $64,719+89.5% | $112,249+9.2% | $68,486+79.1% |
| Participation rate | 88.5% | 67.2%+21.3pp | 75.1%+13.4pp | 67.9%+20.6pp |
| Annual return | -15.42% | -11.40%-4.0pp | 27.48%-42.9pp | -7.85%-7.6pp |
| Employer contribution / active EE | $505 | $2,747-81.6% | $3,636-86.1% | $2,597-80.6% |
| Participant deferral / active EE | $6,015 | $3,565+68.7% | $4,729+27.2% | $4,028+49.3% |
| Admin fee / account holder | $8,056 | $5,232+54.0% | $6,412+25.6% | $5,404+49.1% |