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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,791 | $135,645-41.9% | $110,243-28.5% | $135,380-41.8% |
| Participation rate | 47.4% | 83.5%-36.1pp | 79.8%-32.5pp | 82.6%-35.3pp |
| Annual return | 8.59% | 513.24%-504.6pp | 314.76%-306.2pp | 519.81%-511.2pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,818 | $5,507-67.0% | $4,672-61.1% | $5,609-67.6% |
| Admin fee / account holder | $9,197 | $11,458-19.7% | $8,548+7.6% | $10,828-15.1% |