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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,893 | $76,371-67.4% | $93,621-73.4% | $72,975-65.9% |
| Participation rate | 50.0% | 71.8%-21.8pp | 75.8%-25.8pp | 69.5%-19.5pp |
| Annual return | 22.51% | 25.82%-3.3pp | 32.76%-10.2pp | 81.01%-58.5pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $88 | $3,538-97.5% | $4,070-97.8% | $3,608-97.6% |
| Admin fee / account holder | $55 | $6,839-99.2% | $7,890-99.3% | $5,124-98.9% |