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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,035 | $71,873-44.3% | $86,698-53.8% | $68,490-41.5% |
| Participation rate | 53.1% | 72.2%-19.1pp | 76.6%-23.5pp | 67.9%-14.8pp |
| Annual return | -6.77% | 3.54%-10.3pp | 35.96%-42.7pp | -7.85%+1.1pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,625 | $3,779+22.4% | $4,656-0.7% | $4,028+14.8% |
| Admin fee / account holder | $0 | $6,110-100.0% | $7,492-100.0% | $5,403-100.0% |