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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,932 | $217,432+23.7% | $185,851+44.7% | $167,553+60.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.45% | 148.43%-143.0pp | 122.11%-116.7pp | 478.89%-473.4pp |
| Employer contribution / active EE | $1,671 | $5,874-71.5% | $5,168-67.7% | $4,840-65.5% |
| Participant deferral / active EE | $3,361 | $6,357-47.1% | $5,569-39.6% | $6,343-47.0% |
| Admin fee / account holder | $0 | $19,820-100.0% | $16,245-100.0% | $12,316-100.0% |