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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,050 | $77,920-75.6% | $149,723-87.3% | $75,177-74.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 8.94% | 31.72%-22.8pp | 134.50%-125.6pp | 160.75%-151.8pp |
| Employer contribution / active EE | $4,444 | $3,138+41.6% | $4,821-7.8% | $2,671+66.4% |
| Participant deferral / active EE | $1,660 | $3,411-51.4% | $5,682-70.8% | $4,126-59.8% |
| Admin fee / account holder | $652 | $5,951-89.0% | $13,215-95.1% | $5,651-88.5% |