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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,773 | $92,684-53.9% | $82,706-48.3% | $134,509-68.2% |
| Participation rate | 88.9% | 75.2%+13.7pp | 72.6%+16.3pp | 81.2%+7.7pp |
| Annual return | -20.22% | 945.84%-966.1pp | 701.76%-722.0pp | 418.13%-438.4pp |
| Employer contribution / active EE | $1,891 | $3,272-42.2% | $3,007-37.1% | $4,741-60.1% |
| Participant deferral / active EE | $6,452 | $4,800+34.4% | $4,394+46.8% | $6,400+0.8% |
| Admin fee / account holder | $309 | $5,982-94.8% | $5,329-94.2% | $11,427-97.3% |