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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,005 | $94,031+197.8% | $115,768+141.9% | $82,448+239.6% |
| Participation rate | 93.5% | 70.4%+23.1pp | 74.4%+19.2pp | 68.1%+25.5pp |
| Annual return | 14.82% | 20.61%-5.8pp | 100.46%-85.6pp | 41.64%-26.8pp |
| Employer contribution / active EE | $6,169 | $2,323+165.5% | $2,940+109.8% | $2,551+141.8% |
| Participant deferral / active EE | $10,763 | $3,972+171.0% | $4,917+118.9% | $4,139+160.0% |
| Admin fee / account holder | $15,962 | $10,249+55.7% | $12,439+28.3% | $7,234+120.6% |