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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,734 | $108,911+67.8% | $100,392+82.0% | $145,884+25.3% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 12.30% | 58.23%-45.9pp | 49.45%-37.2pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,587 | $4,420-64.1% | $3,941-59.7% | $4,662-66.0% |
| Participant deferral / active EE | $2,262 | $8,459-73.3% | $8,090-72.0% | $6,690-66.2% |
| Admin fee / account holder | $36,573 | $9,698+277.1% | $7,904+362.7% | $13,392+173.1% |