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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,153,587 | $217,432+430.5% | $185,851+520.7% | $167,553+588.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.28% | 148.43%-131.2pp | 122.11%-104.8pp | 478.89%-461.6pp |
| Employer contribution / active EE | $5,865 | $5,874-0.2% | $5,168+13.5% | $4,840+21.2% |
| Participant deferral / active EE | $965 | $6,357-84.8% | $5,569-82.7% | $6,343-84.8% |
| Admin fee / account holder | $44,194 | $19,820+123.0% | $16,245+172.0% | $12,316+258.8% |