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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,970 | $78,428+30.0% | $95,960+6.3% | $79,852+27.7% |
| Participation rate | 98.2% | 73.5%+24.7pp | 77.1%+21.1pp | 69.6%+28.5pp |
| Annual return | 20.51% | 19.37%+1.1pp | 91.63%-71.1pp | 31.72%-11.2pp |
| Employer contribution / active EE | $1,839 | $1,945-5.5% | $2,541-27.6% | $2,471-25.6% |
| Participant deferral / active EE | $3,056 | $3,440-11.2% | $4,167-26.7% | $3,740-18.3% |
| Admin fee / account holder | $2,322 | $5,622-58.7% | $6,797-65.8% | $5,306-56.2% |