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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,227 | $124,980-65.4% | $108,359-60.1% | $154,746-72.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.72% | 45.00%-29.3pp | 36.89%-21.2pp | 172.34%-156.6pp |
| Employer contribution / active EE | $9,203 | $2,851+222.9% | $2,399+283.6% | $4,379+110.2% |
| Participant deferral / active EE | $2,135 | $4,743-55.0% | $4,137-48.4% | $6,730-68.3% |
| Admin fee / account holder | $531 | $11,502-95.4% | $9,741-94.5% | $14,365-96.3% |