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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,810 | $102,393-3.5% | $147,041-32.8% | $80,911+22.1% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.6%+14.7pp |
| Annual return | 10.69% | 134.95%-124.3pp | 419.21%-408.5pp | 35.63%-24.9pp |
| Employer contribution / active EE | $694 | $3,715-81.3% | $4,935-85.9% | $2,756-74.8% |
| Participant deferral / active EE | $6,921 | $6,647+4.1% | $8,071-14.2% | $4,297+61.1% |
| Admin fee / account holder | $33,808 | $7,943+325.6% | $13,006+159.9% | $6,935+387.5% |