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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,559 | $89,370-22.2% | $141,197-50.7% | $72,976-4.7% |
| Participation rate | 88.2% | 75.1%+13.1pp | 82.5%+5.8pp | 69.5%+18.7pp |
| Annual return | 19.39% | 111.88%-92.5pp | 71.41%-52.0pp | 81.02%-61.6pp |
| Employer contribution / active EE | $7,053 | $3,115+126.4% | $4,736+48.9% | $2,440+189.0% |
| Participant deferral / active EE | $7,659 | $5,419+41.3% | $6,710+14.1% | $3,608+112.3% |
| Admin fee / account holder | $7,958 | $5,957+33.6% | $10,265-22.5% | $5,124+55.3% |