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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 42-1445429 | Other Commissions | $14,320 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,867 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,263 | $47,766+11.5% | $82,763-35.6% | $64,824-17.8% |
| Participation rate | 54.9% | 67.7%-12.8pp | 72.6%-17.7pp | 71.5%-16.6pp |
| Annual return | -10.56% | -13.06%+2.5pp | 702.45%-713.0pp | 32.84%-43.4pp |
| Employer contribution / active EE | $1,713 | $2,182-21.5% | $3,008-43.1% | $2,507-31.7% |
| Participant deferral / active EE | $3,563 | $3,332+6.9% | $4,395-18.9% | $4,311-17.3% |
| Admin fee / account holder | $33 | $143-77.1% | $5,325-99.4% | $188-82.6% |