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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,954 | $199,109-34.7% | $173,730-25.2% | $154,746-16.0% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 11.53% | 20.02%-8.5pp | 19.96%-8.4pp | 172.34%-160.8pp |
| Employer contribution / active EE | $1,715 | $5,311-67.7% | $4,577-62.5% | $4,379-60.8% |
| Participant deferral / active EE | $5,956 | $7,113-16.3% | $6,326-5.9% | $6,730-11.5% |
| Admin fee / account holder | $1,231 | $20,916-94.1% | $17,523-93.0% | $14,365-91.4% |