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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,954 | $178,174-27.1% | $156,181-16.8% | $137,256-5.3% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 11.53% | 84.19%-72.7pp | 64.87%-53.3pp | 220.34%-208.8pp |
| Employer contribution / active EE | $1,715 | $4,972-65.5% | $4,294-60.1% | $4,156-58.7% |
| Participant deferral / active EE | $5,956 | $6,888-13.5% | $6,132-2.9% | $6,407-7.0% |
| Admin fee / account holder | $1,231 | $17,404-92.9% | $14,586-91.6% | $12,270-90.0% |