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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,198 | $96,388-79.0% | $80,627-74.9% | $139,466-85.5% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 34.60% | 1352.08%-1317.5pp | 936.76%-902.2pp | 373.66%-339.1pp |
| Employer contribution / active EE | $2,730 | $3,260-16.3% | $2,723+0.3% | $4,754-42.6% |
| Participant deferral / active EE | $2,730 | $5,224-47.7% | $4,443-38.6% | $6,712-59.3% |
| Admin fee / account holder | $0 | $6,603-100.0% | $5,381-100.0% | $11,409-100.0% |