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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,654,621 | $138,076+1098.3% | $123,553+1239.2% | $135,380+1122.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -0.52% | 153.70%-154.2pp | 119.21%-119.7pp | 519.81%-520.3pp |
| Employer contribution / active EE | $878 | $5,152-83.0% | $4,628-81.0% | $4,779-81.6% |
| Participant deferral / active EE | $8,260 | $6,800+21.5% | $6,426+28.5% | $5,609+47.3% |
| Admin fee / account holder | $17,290 | $10,917+58.4% | $9,284+86.2% | $10,828+59.7% |