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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,169 | $102,663-56.0% | $86,216-47.6% | $139,466-67.6% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | -3.80% | 1924.52%-1928.3pp | 1169.42%-1173.2pp | 373.66%-377.5pp |
| Employer contribution / active EE | $1,910 | $3,035-37.1% | $2,382-19.8% | $4,754-59.8% |
| Participant deferral / active EE | $5,341 | $4,677+14.2% | $3,986+34.0% | $6,712-20.4% |
| Admin fee / account holder | $459 | $8,663-94.7% | $6,853-93.3% | $11,409-96.0% |