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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,679 | $175,259+116.1% | $149,723+152.9% | $139,487+171.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.97% | 166.82%-147.9pp | 134.50%-115.5pp | 373.84%-354.9pp |
| Employer contribution / active EE | $5,839 | $5,478+6.6% | $4,821+21.1% | $4,755+22.8% |
| Participant deferral / active EE | $8,016 | $6,522+22.9% | $5,682+41.1% | $6,713+19.4% |
| Admin fee / account holder | $8,739 | $16,158-45.9% | $13,215-33.9% | $11,407-23.4% |