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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,013 | $65,367+158.6% | $92,915+81.9% | $72,976+131.6% |
| Participation rate | 77.8% | 68.3%+9.5pp | 76.0%+1.8pp | 69.5%+8.3pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.45%-109.4pp | 81.02%-81.0pp |
| Employer contribution / active EE | $1,909 | $2,594-26.4% | $3,653-47.7% | $2,440-21.8% |
| Participant deferral / active EE | $3,419 | $3,128+9.3% | $4,238-19.3% | $3,608-5.2% |
| Admin fee / account holder | $1,050 | $4,251-75.3% | $5,796-81.9% | $5,124-79.5% |