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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,549 | $98,240-76.0% | $82,312-71.4% | $147,586-84.0% |
| Participation rate | 95.0% | 79.7%+15.3pp | 76.9%+18.1pp | 82.8%+12.2pp |
| Annual return | 7.71% | 30.85%-23.1pp | 25.88%-18.2pp | 578.59%-570.9pp |
| Employer contribution / active EE | $3,523 | $3,192+10.4% | $2,428+45.1% | $4,876-27.8% |
| Participant deferral / active EE | $5,328 | $4,383+21.6% | $3,706+43.8% | $5,439-2.0% |
| Admin fee / account holder | $42,326 | $8,563+394.3% | $5,608+654.8% | $10,886+288.8% |