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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,101 | $117,895-31.2% | $102,460-20.8% | $145,897-44.4% |
| Participation rate | 87.0% | 78.6%+8.3pp | 76.5%+10.4pp | 80.3%+6.7pp |
| Annual return | 13.66% | 31.92%-18.3pp | 29.47%-15.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,864 | $5,736-50.1% | $5,056-43.4% | $6,689-57.2% |
| Admin fee / account holder | $1,886 | $13,353-85.9% | $9,460-80.1% | $13,390-85.9% |