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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,959 | $97,550-5.7% | $120,344-23.6% | $87,485+5.1% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.7%+8.5pp | 68.9%+16.3pp |
| Annual return | 17.27% | 18.41%-1.1pp | 20.30%-3.0pp | 26.06%-8.8pp |
| Employer contribution / active EE | $1,722 | $2,291-24.8% | $3,020-43.0% | $2,596-33.7% |
| Participant deferral / active EE | $3,099 | $4,230-26.7% | $5,135-39.6% | $4,274-27.5% |
| Admin fee / account holder | $1,386 | $9,543-85.5% | $12,742-89.1% | $7,775-82.2% |