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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,339 | $112,933+119.9% | $90,970+173.0% | $158,982+56.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.70% | 215.82%-202.1pp | 134.60%-120.9pp | 302.99%-289.3pp |
| Employer contribution / active EE | $3,362 | $2,893+16.2% | $2,122+58.4% | $4,763-29.4% |
| Participant deferral / active EE | $5,515 | $4,128+33.6% | $3,373+63.5% | $5,983-7.8% |
| Admin fee / account holder | $2,528 | $8,047-68.6% | $5,961-57.6% | $11,252-77.5% |