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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,606 | $150,346-65.0% | $120,524-56.4% | $145,877-63.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 16.49% | 154.40%-137.9pp | 107.36%-90.9pp | 551.28%-534.8pp |
| Employer contribution / active EE | $5,708 | $4,353+31.1% | $3,469+64.5% | $4,663+22.4% |
| Participant deferral / active EE | $8,227 | $6,172+33.3% | $4,994+64.8% | $6,691+23.0% |
| Admin fee / account holder | $4,930 | $12,215-59.6% | $9,440-47.8% | $13,402-63.2% |