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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,202 | $165,399-6.2% | $149,745+3.6% | $158,982-2.4% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 23.63% | 348.34%-324.7pp | 276.72%-253.1pp | 302.99%-279.4pp |
| Employer contribution / active EE | $1,264 | $5,105-75.2% | $4,646-72.8% | $4,763-73.5% |
| Participant deferral / active EE | $2,737 | $7,183-61.9% | $6,843-60.0% | $5,983-54.3% |
| Admin fee / account holder | $6,167 | $10,811-43.0% | $9,312-33.8% | $11,252-45.2% |