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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,167 | $64,729-21.0% | $112,263-54.4% | $68,490-25.3% |
| Participation rate | 76.8% | 67.2%+9.7pp | 75.1%+1.8pp | 67.9%+8.9pp |
| Annual return | -14.30% | -11.40%-2.9pp | 27.49%-41.8pp | -7.85%-6.5pp |
| Employer contribution / active EE | $2,850 | $2,746+3.8% | $3,636-21.6% | $2,597+9.7% |
| Participant deferral / active EE | $5,020 | $3,566+40.8% | $4,729+6.1% | $4,028+24.6% |
| Admin fee / account holder | $3,399 | $5,222-34.9% | $6,410-47.0% | $5,403-37.1% |