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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $102,429-59.7% | $147,096-72.0% | $80,925-49.0% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 10.09% | 135.02%-124.9pp | 419.75%-409.7pp | 35.65%-25.6pp |
| Employer contribution / active EE | $1,083 | $3,716-70.8% | $4,936-78.1% | $2,756-60.7% |
| Participant deferral / active EE | $4,902 | $6,649-26.3% | $8,071-39.3% | $4,299+14.0% |
| Admin fee / account holder | $2,495 | $7,957-68.6% | $13,005-80.8% | $6,940-64.1% |