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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $102,422-59.7% | $147,117-72.0% | $80,959-49.1% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 10.09% | 135.16%-125.1pp | 420.54%-410.4pp | 35.67%-25.6pp |
| Employer contribution / active EE | $1,083 | $3,717-70.9% | $4,932-78.0% | $2,757-60.7% |
| Participant deferral / active EE | $4,902 | $6,652-26.3% | $8,065-39.2% | $4,300+14.0% |
| Admin fee / account holder | $2,495 | $7,953-68.6% | $12,993-80.8% | $6,925-64.0% |