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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,117 | $81,494-38.5% | $133,978-62.6% | $73,497-31.8% |
| Participation rate | 80.2% | 76.4%+3.8pp | 79.8%+0.3pp | 70.7%+9.5pp |
| Annual return | 10.95% | 19.40%-8.5pp | 45.10%-34.1pp | 28.51%-17.6pp |
| Employer contribution / active EE | $4,657 | $2,210+110.8% | $3,919+18.8% | $2,270+105.2% |
| Participant deferral / active EE | $1,492 | $3,787-60.6% | $5,047-70.4% | $3,740-60.1% |
| Admin fee / account holder | $378 | $713-47.0% | $8,930-95.8% | $513-26.3% |