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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $1,625 |
Filed as: FINANCIAL FOCUS RETIREMENT PLAN SER Service code 49 · EIN 47-5015396 | Other Services | $0 |
MMA SECURITIES LLC3 years Service code 99 · EIN 22-3570392 | Other Fees | $0 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,658 | $88,203-22.2% | $165,100-58.4% | $74,478-7.8% |
| Participation rate | 85.9% | 73.1%+12.8pp | 78.6%+7.3pp | 67.2%+18.7pp |
| Annual return | 10.01% | 17.13%-7.1pp | 70.21%-60.2pp | 1370.56%-1360.6pp |
| Employer contribution / active EE | $6,372 | $2,601+145.0% | $4,348+46.6% | $2,626+142.6% |
| Participant deferral / active EE | $2,872 | $4,505-36.2% | $6,035-52.4% | $4,350-34.0% |
| Admin fee / account holder | $17 | $2,235-99.2% | $12,696-99.9% | $1,946-99.1% |