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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,200 | $95,917-41.4% | $79,583-29.4% | $134,545-58.2% |
| Participation rate | 85.7% | 75.0%+10.7pp | 69.5%+16.2pp | 81.2%+4.5pp |
| Annual return | -23.63% | -2.70%-20.9pp | 0.16%-23.8pp | 418.37%-442.0pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,414-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,857 | $4,694-17.8% | $3,986-3.2% | $6,401-39.7% |
| Admin fee / account holder | $4,788 | $9,132-47.6% | $6,835-30.0% | $11,431-58.1% |