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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,651 | $112,729+23.9% | $98,716+41.5% | $137,256+1.7% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 16.37% | 38.48%-22.1pp | 31.81%-15.4pp | 220.34%-204.0pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,444 | $4,640-25.8% | $4,048-14.9% | $6,407-46.2% |
| Admin fee / account holder | $265 | $10,129-97.4% | $8,703-97.0% | $12,270-97.8% |