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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,012 | $76,368-10.9% | $67,681+0.5% | $154,746-56.0% |
| Participation rate | 62.5% | 79.0%-16.5pp | 73.7%-11.2pp | 80.7%-18.2pp |
| Annual return | 17.39% | 1066.77%-1049.4pp | 590.58%-573.2pp | 172.34%-154.9pp |
| Employer contribution / active EE | $0 | $3,151-100.0% | $2,678-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,416 | $4,824-70.6% | $3,976-64.4% | $6,730-79.0% |
| Admin fee / account holder | $8,832 | $8,559+3.2% | $6,100+44.8% | $14,365-38.5% |