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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,876 | $99,875+69.1% | $146,866+15.0% | $86,983+94.1% |
| Participation rate | 95.5% | 75.8%+19.6pp | 82.5%+12.9pp | 69.5%+25.9pp |
| Annual return | 11.10% | 28.10%-17.0pp | 102.85%-91.8pp | 25.83%-14.7pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $10,173 | $6,322+60.9% | $7,759+31.1% | $4,194+142.6% |
| Admin fee / account holder | $36,458 | $7,838+365.2% | $13,620+167.7% | $7,856+364.1% |