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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,673 | $198,457-79.0% | $170,435-75.5% | $147,586-71.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.44% | 257.30%-242.9pp | 205.94%-191.5pp | 578.59%-564.2pp |
| Employer contribution / active EE | $10,614 | $6,183+71.7% | $5,432+95.4% | $4,876+117.7% |
| Participant deferral / active EE | $6,440 | $5,629+14.4% | $4,939+30.4% | $5,439+18.4% |
| Admin fee / account holder | $5,846 | $16,852-65.3% | $13,881-57.9% | $10,886-46.3% |