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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,761 | $135,956+279.4% | $123,894+316.3% | $273,972+88.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.99% | 56.63%-55.6pp | 47.52%-46.5pp | 41.46%-40.5pp |
| Employer contribution / active EE | $14,682 | $5,170+184.0% | $4,617+218.0% | $4,869+201.6% |
| Participant deferral / active EE | $6,567 | $6,343+3.5% | $5,984+9.7% | $5,287+24.2% |
| Admin fee / account holder | $9,596 | $9,817-2.3% | $8,357+14.8% | $10,133-5.3% |