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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,180 | $176,105+128.4% | $159,474+152.2% | $167,536+140.1% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 13.98% | 331.91%-317.9pp | 263.68%-249.7pp | 478.82%-464.8pp |
| Employer contribution / active EE | $3,743 | $5,299-29.4% | $4,831-22.5% | $4,839-22.6% |
| Participant deferral / active EE | $14,263 | $7,751+84.0% | $7,353+94.0% | $6,342+124.9% |
| Admin fee / account holder | $609 | $12,559-95.1% | $10,802-94.4% | $12,315-95.1% |