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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,302 | $138,076-46.9% | $123,553-40.7% | $135,380-45.9% |
| Participation rate | 95.8% | 84.7%+11.1pp | 82.3%+13.5pp | 82.6%+13.2pp |
| Annual return | -7.78% | 153.70%-161.5pp | 119.21%-127.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $2,626 | $5,152-49.0% | $4,628-43.3% | $4,779-45.0% |
| Participant deferral / active EE | $6,576 | $6,800-3.3% | $6,426+2.3% | $5,609+17.2% |
| Admin fee / account holder | $923 | $10,917-91.5% | $9,284-90.1% | $10,828-91.5% |