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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,249 | $154,228-22.0% | $145,433-17.3% | $137,256-12.4% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 11.39% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $2,669 | $4,804-44.5% | $4,554-41.4% | $4,156-35.8% |
| Participant deferral / active EE | $5,733 | $8,216-30.2% | $7,897-27.4% | $6,407-10.5% |
| Admin fee / account holder | $19,581 | $14,344+36.5% | $13,129+49.1% | $12,270+59.6% |