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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,837 | $85,766+38.6% | $136,298-12.8% | $70,126+69.5% |
| Participation rate | 88.0% | 74.2%+13.8pp | 81.9%+6.1pp | 69.5%+18.5pp |
| Annual return | -2.93% | 31.46%-34.4pp | 5156.27%-5159.2pp | 73.15%-76.1pp |
| Employer contribution / active EE | $1,283 | $2,966-56.8% | $4,696-72.7% | $2,343-45.2% |
| Participant deferral / active EE | $2,780 | $5,051-45.0% | $6,247-55.5% | $3,332-16.6% |
| Admin fee / account holder | $723 | $5,421-86.7% | $9,244-92.2% | $4,645-84.4% |