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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $113,976 |
SAGEVIEW ADVISORY GROUP, LLC7 years Service code 27 1920 MAIN ST STE 800 · IRVINE, CA 92614 | Advisory (Plan) | $40,009 |
CHARLES SCHWAB & CO., INC.9 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $68 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,365 | $89,123-8.7% | $102,460-20.6% | $77,762+4.6% |
| Participation rate | 94.8% | 80.9%+13.9pp | 76.5%+18.3pp | 70.6%+24.2pp |
| Annual return | 13.76% | 25.05%-11.3pp | 29.47%-15.7pp | 31.27%-17.5pp |
| Employer contribution / active EE | $4,336 | $2,700+60.6% | $3,025+43.3% | $2,728+59.0% |
| Participant deferral / active EE | $6,278 | $5,148+21.9% | $5,056+24.2% | $4,651+35.0% |
| Admin fee / account holder | $316 | $236+34.1% | $9,460-96.7% | $433-26.9% |