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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,640 | $209,422+49.3% | $178,503+75.1% | $158,982+96.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.16% | 188.81%-175.6pp | 151.12%-138.0pp | 302.99%-289.8pp |
| Employer contribution / active EE | $8,461 | $5,707+48.3% | $5,011+68.8% | $4,763+77.6% |
| Participant deferral / active EE | $15,627 | $5,955+162.4% | $5,202+200.4% | $5,983+161.2% |
| Admin fee / account holder | $534 | $17,079-96.9% | $13,987-96.2% | $11,252-95.3% |