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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,099 | $93,617+156.5% | $135,982+76.6% | $75,177+219.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.63% | 30.89%-16.3pp | 68.32%-53.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $2,247 | $3,538-36.5% | $4,859-53.8% | $2,671-15.9% |
| Participant deferral / active EE | $9,244 | $6,406+44.3% | $7,760+19.1% | $4,126+124.0% |
| Admin fee / account holder | $7,365 | $6,980+5.5% | $10,767-31.6% | $5,651+30.3% |