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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,868 | $89,370+78.9% | $141,197+13.2% | $72,976+119.1% |
| Participation rate | 79.3% | 75.1%+4.2pp | 82.5%-3.2pp | 69.5%+9.8pp |
| Annual return | 14.42% | 111.88%-97.5pp | 71.41%-57.0pp | 81.02%-66.6pp |
| Employer contribution / active EE | $2,010 | $3,115-35.5% | $4,736-57.6% | $2,440-17.6% |
| Participant deferral / active EE | $5,653 | $5,419+4.3% | $6,710-15.8% | $3,608+56.7% |
| Admin fee / account holder | $2,381 | $5,957-60.0% | $10,265-76.8% | $5,124-53.5% |