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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,747 | $112,131-39.6% | $95,964-29.4% | $158,982-57.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -2.10% | 171.19%-173.3pp | 91.64%-93.7pp | 302.99%-305.1pp |
| Employer contribution / active EE | $2,563 | $3,199-19.9% | $2,541+0.9% | $4,763-46.2% |
| Participant deferral / active EE | $4,615 | $4,784-3.5% | $4,167+10.8% | $5,983-22.9% |
| Admin fee / account holder | $9,890 | $10,136-2.4% | $6,797+45.5% | $11,252-12.1% |