See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIRST LIGHT RETIREMENT LLC4 years Filed as: FIRST LIGHT RETIREMENT, LLC Service code 15 · EIN 86-3483132 | Recordkeeping | $21,821 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $20,728 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,327 | $66,098+71.5% | $101,794+11.3% | $74,304+52.5% |
| Participation rate | 47.6% | 53.8%-6.2pp | 69.2%-21.6pp | 60.3%-12.8pp |
| Annual return | 14.58% | 19.59%-5.0pp | 30.53%-15.9pp | 29.43%-14.9pp |
| Employer contribution / active EE | $986 | $1,082-8.8% | $2,289-56.9% | $2,241-56.0% |
| Participant deferral / active EE | $3,624 | $2,781+30.3% | $4,084-11.3% | $3,767-3.8% |
| Admin fee / account holder | $300 | $4,146-92.8% | $8,777-96.6% | $2,969-89.9% |