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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,870 | $142,409-68.5% | $119,634-62.5% | $134,545-66.7% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -15.73% | -12.46%-3.3pp | -14.98%-0.7pp | 418.37%-434.1pp |
| Employer contribution / active EE | $23,427 | $5,224+348.4% | $4,232+453.5% | $4,742+394.1% |
| Participant deferral / active EE | $10,307 | $6,468+59.4% | $5,601+84.0% | $6,401+61.0% |
| Admin fee / account holder | $4,032 | $13,594-70.3% | $10,329-61.0% | $11,431-64.7% |