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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,479 | $183,988-55.2% | $162,177-49.1% | $152,897-46.1% |
| Participation rate | 95.2% | 88.5%+6.7pp | 87.6%+7.7pp | 82.5%+12.8pp |
| Annual return | 21.07% | 150.79%-129.7pp | 115.60%-94.5pp | 345.43%-324.4pp |
| Employer contribution / active EE | $1,279 | $6,370-79.9% | $5,613-77.2% | $4,764-73.1% |
| Participant deferral / active EE | $3,763 | $8,032-53.1% | $7,297-48.4% | $5,851-35.7% |
| Admin fee / account holder | $4,205 | $13,123-68.0% | $10,843-61.2% | $11,599-63.7% |