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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,699 | $81,487+111.9% | $102,412+68.6% | $80,935+113.4% |
| Participation rate | 67.7% | 66.8%+0.9pp | 74.5%-6.8pp | 67.7%+0.1pp |
| Annual return | 18.55% | 25.60%-7.0pp | 24.94%-6.4pp | 35.66%-17.1pp |
| Employer contribution / active EE | $1,902 | $3,103-38.7% | $3,870-50.9% | $2,757-31.0% |
| Participant deferral / active EE | $6,963 | $3,871+79.9% | $5,060+37.6% | $4,299+62.0% |
| Admin fee / account holder | $19,388 | $6,717+188.6% | $8,388+131.1% | $6,924+180.0% |